Some might think it's a no brainer that firefighters and EMS personnel, whether career of volunteer would be covered under workers compensation laws in their state. Well, this isn't the case. In most states, volunteer fire departments and EMS services are not required to provide workers compensation coverage.
In Connecticut, I can't find anything to tell me exactly when the State of Connecticut began requiring workers compensation coverage for volunteer fire fighters and EMS personnel, but what I have found tells me that in 1993, the responsibility for requiring the coverage was transferred from the municipalities to the state. While there might be some limitations in Connecticut in regards to volunteers, if a volunteer fore fighter or EMS provider is injured in the performance of their duties while on an incident scene, responding to or returning from an incident, or engaged in training activities, and they are not able to perform their job duties at their paid place of employment, not only are they entitled to have their medical bills covered, but they are also entitled to wage replacement benefits at the legally approved workers compensation rates.
CONNECTICUT GENERAL STATUTES 7-314B COLLECTION OF WORKERS' COMPENSATION BENEFITS BY VOLUNTEER FIREFIGHTERS AND MEMBERS OF VOLUNTEER AMBULANCE SERVICES
(a) Any active member of a volunteer fire company or department engaged in volunteer fire duties or any active member of an organization certified as a volunteer ambulance service in accordance with § 19a-180 may collect benefits under the provisions of chapter 568 based on the salary of his employment or the amount specified in subsection (b) of § 7-314a, whichever is greater, if said firefighter or volunteer ambulance service provider is injured while engaged in fire duties or volunteer ambulance service. (b) As used in this section, the terms “fire duties” includes duties performed while at fires, answering alarms of fire, answering calls for mutual aid assistance, returning from calls for mutual aid assistance, at fire drills or training exercises, and directly returning from fires, “active member of a volunteer fire company or department” includes all active members of said fire company or department, fire patrol or fire and police patrol company, whether paid or not paid for their services, “ambulance service” includes answering alarms, calls for emergency medical service or directly returning from calls for the emergency situations, duties performed while performing transportation or treatment services to patients under emergency conditions, while at any location where emergency medical service is rendered, while engaged in drills or training exercises, while at tests or trials of any apparatus or equipment normally used in the performance of such medical service drills, and “active member of an organization certified as a volunteer ambulance service in accordance with § 19a-180” includes all active members of said ambulance service whether paid or not paid for their services. (c) The provisions of subsection (a) of this section shall only apply if the volunteer firefighter or volunteer ambulance service provider is unable to perform his regular employment duties.